The Harley Davidson X440 marks a revolutionary step for the iconic American brand in the Indian motorcycle market. Known globally for its heavyweight cruisers and legendary road presence, Harley Davidson has taken a new approach with the X440 – a mid-capacity motorcycle designed specifically for Indian roads and riders. With a starting down payment of just ₹28,000, the X440 is now within reach of many two-wheeler enthusiasts, bringing the legendary Harley badge to a more accessible price point.
Whether you’re a seasoned motorcyclist or a first-time buyer looking for style, performance, and brand value, the X440 stands out as one of the most compelling choices in the sub-500cc cruiser category. In this article, we’ll delve into its pricing, EMI options, specifications, features, pros and cons, and everything you need to know before making the leap.
Harley Davidson X440 Price and EMI Details
One of the most attractive aspects of the Harley Davidson X440 is its affordability. Harley, in partnership with Hero MotoCorp, has made sure that owning this cruiser doesn’t break the bank. The X440 is offered in three variants, each with flexible EMI plans and easy financing options.
Variant-Wise Price & EMI Breakdown
| Variant | Ex-Showroom Price (₹) | Down Payment (₹) | Loan Amount (₹) | EMI (₹/month) | Tenure (Months) | Interest Rate (%) |
|---|---|---|---|---|---|---|
| Base Variant | ₹2,39,500 | ₹28,000 | ₹2,11,500 | ₹5,290 | 48 | 10.5% |
| Mid Variant | ₹2,59,500 | ₹30,000 | ₹2,29,500 | ₹5,750 | 48 | 10.5% |
| Top Variant | ₹2,79,500 | ₹32,000 | ₹2,47,500 | ₹6,200 | 48 | 10.5% |
Key Financing Highlights:
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Low Down Payment: Starts at just ₹28,000 for the base variant.
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Budget-Friendly EMIs: Monthly installments from ₹5,290 onwards.
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Attractive Interest Rate: 10.5% per annum with a 4-year loan tenure.
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No-Cost EMI: Available through select banks and credit cards.
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Smart Bazzar: Several online platforms like Smart Bazzar also showcase EMI calculators and financing offers, making it easy to plan your purchase.
Engine, Performance & Mileage
At the heart of the Harley Davidson X440 lies a robust 440cc single-cylinder engine, specially tuned to provide the punchy performance expected from a cruiser. It’s built to deliver a balance between thrilling acceleration and fuel efficiency.
Technical Specifications:
| Specification | Detail |
|---|---|
| Engine Type | 440cc, Oil-Cooled, Single Cylinder |
| Max Power | 27 hp @ 6000 rpm |
| Peak Torque | 38 Nm @ 4000 rpm |
| Transmission | 6-speed Manual |
| Fuel System | Electronic Fuel Injection (EFI) |
| Claimed Mileage | 35 km/l |
With 38 Nm of torque available early in the rev range, the X440 provides a strong low-end grunt, perfect for city commuting and highway cruising. The 6-speed gearbox ensures smooth gear transitions and optimal fuel economy.
Design and Styling – A Modern Take on Classic Cruisers
Harley Davidson motorcycles are synonymous with head-turning design, and the X440 carries forward this legacy in a compact and muscular form. Inspired by Harley’s traditional roadsters, the X440 gets modern updates while retaining the brand’s signature cruiser styling.
Design Highlights:
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Muscular Fuel Tank: Adds to the commanding stance.
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Round LED Headlamp: A retro touch with modern LED technology.
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Wide Handlebars: Enhances cruiser ergonomics and handling.
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Premium Metal Components: Unlike plastic-clad rivals, the X440 uses metal for most body parts.
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Ergonomic Seat Design: Ideal for long-distance comfort.
Whether parked or in motion, the X440 has the visual flair of a Harley – it looks premium and demands attention.
Technology and Features
The X440 isn’t just about looks and performance – it’s packed with modern features that enhance convenience, safety, and connectivity.
Notable Features:
| Feature | Description |
|---|---|
| Digital TFT Cluster | Fully digital with Bluetooth connectivity |
| Smartphone Integration | Navigation, call, and message alerts |
| Dual-Channel ABS | Ensures confident braking on all road surfaces |
| Slipper Clutch | Prevents rear-wheel hop during aggressive downshifting |
| USB Charging Port | Stay connected on the go |
| Adjustable Rear Suspension | Customize your ride comfort with preload adjustability |
This tech-rich feature list ensures that the X440 meets the needs of today’s riders, combining traditional cruiser appeal with modern-day necessities.
Braking & Suspension
A good cruiser not only rides well but also stops with confidence. The Harley Davidson X440 delivers on both fronts with high-spec suspension and braking components.
Braking Setup:
| Brake Type | Front | Rear |
|---|---|---|
| Disc Brakes | 320mm Disc with ABS | 240mm Disc with ABS |
| Brake Tech | Dual-Channel Anti-lock System |
Suspension Setup:
| Suspension Type | Front | Rear |
|---|---|---|
| Forks | USD Telescopic (Upside-Down) Forks | Twin Shock Absorbers (Preload-Adjustable) |
This hardware ensures a comfortable, planted ride – even over pothole-ridden roads or during high-speed highway stints.
Pros and Cons of the Harley Davidson X440
Before making your final decision, it’s important to weigh the advantages and limitations of the X440:
Pros:
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Premium Harley Styling: Looks unmistakably like a Harley.
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Strong Performance: 440cc engine delivers smooth, punchy power.
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Excellent Features: Modern tech meets classic cruiser feel.
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Affordable Financing: Low down payment and EMI plans.
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Built for India: Tailored for Indian road conditions.
Cons:
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Limited Color Choices: Only a few variants currently available.
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Weight: Heavier than typical 350cc-class bikes – not ideal for beginners.
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No Liquid Cooling: May affect performance during very high temperatures or traffic jams.
Final Thoughts
The Harley Davidson X440 has successfully bridged the gap between aspirational and affordable. It retains the Harley DNA – in style, road presence, and riding posture – while being priced attractively for the Indian buyer. The strong performance, feature-rich package, and starting down payment of just ₹28,000 make it a standout option in the mid-capacity motorcycle segment.
If you’re dreaming of owning a Harley but thought it was out of reach, the X440 changes the game. Visit your nearest Harley Davidson dealership, take a test ride, and experience the thrill of cruising like never before.
The road is calling – and the X440 is ready. Are you?
